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Purpose of the Position:

To lead the management of a portfolio of non-performing loans and select high-risk watchlist accounts, ensuring focused intervention to minimise impairment losses, maximise recoveries, and expedite file closures. This role drives operational efficiency and risk mitigation through proactive oversight, strategic decision-making, and effective stakeholder engagement.

ARE YOU SOMEONE WHO CAN:

• Convert financial analysis into actionable business insight: Move beyond explaining historic performance by identifying what the numbers mean for the business, what decisions are required, and what trade-offs management should consider.
• Provide forward-looking performance steering: Use predictive analytics to anticipate pressure points in income, costs, impairments, capital, liquidity, and profitability before they materialise.
• Build and challenge budgets, forecasts, and scenario plans: Stress-test assumptions and link financial outcomes to key business drivers.
• Manage and track group cost performance by analysing cost drivers and product, customer, and channel profitability, and identifying opportunities to improve efficiency and returns.
• Own performance dashboards: Assist with the development and maintenance of dashboards that track both financial and non-financial drivers of performance, including revenue momentum, cost-to-income trends, JAWS, customer behaviour, productivity, risk indicators, and strategic initiative delivery.
• Embed digital and AI-enabled finance ways of working independently: Use emerging AI capabilities to improve the speed, accuracy, and usefulness of finance output.
• Maintain expert knowledge of relevant legislative amendments, IFRS technical accounting principles, industry best practice, and internal compliance procedures and requirements.
• Support the reporting team with year-end external reporting deliverables, including Board reporting and the preparation of annual financial statements.
• Enhance data governance and insight quality: Ensure finance data is accurate, well-controlled, reconciled, consistently defined, and suitable for decision-making across business units and reporting cycles.
• Contribute to a development-focused culture where successes, issues, trends, and ideas are actively shared.

YOU WILL BE AN IDEAL CANDIDATE IF YOU MEET THE BELOW REQUIREMENTS:

• Hold a Bachelor of Commerce in Accounting.
• Have completed articles (advantageous).
• Have management accounting experience.
• Have at least two years’ experience as an Accountant.
• Have experience in process automation and data analysis.

You will have access to:

• Opportunities to network and collaborate with solutionists specialist teams.
• A challenging and evolving working environment.
• Opportunities to innovate and grow within the Banking ecosystem.

We can be a match if you are:

• Always doing the right thing – Fight for ethical conduct and transparency, both inside and outside
• Curious – Believe in insight, creativity, and its power to unlock value
• Deeply Invested – Take initiative and be a leader in your own right
• Valuing differences – Be inclusive, gracious, decent, and humble
• Building Trust not Territory – Crete a culture of sharing
• Courageous – We’ve built a culture of bravery by speaking our minds and encouraging others to do the same

The company ONLY accept applications via their career portal. Interested candidates can apply via the link below:

Apply online via: FNB Career Portal

Closing Date: 10 September 2026