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Job Description:

To gather, analyse and draw insights from client financial information pertaining to credit risk. To undertake key research of client business, industries, and legislation to derive insights from credit analyses

Are you someone who can:

• Complete comprehensive client financial analyses, including cash flow modelling, sensitivity analysis, and supporting investigations.
• Build and maintain strong stakeholder relationships to obtain timely, relevant information and deepen industry understanding.
• Assess proposed and existing deal structures, recommending practical solutions to structuring or risk challenges.
• Perform scenario analysis and stress testing to quantify potential and emerging risks and propose appropriate mitigants.
• Prepare and present clear credit submissions and recommendations to line management and/or credit committees.
• Ensure adherence to statutory, legislative, policy, and governance requirements.
• Monitor industry and legislative developments impacting the portfolio.

You will be an ideal candidate if you:

• Postgraduate Degree in Commerce.
• Registered CA and/or CFA.
• 3–5 years’ credit experience in a Commercial or Corporate Banking environment.
• Strong financial modelling and financial statement analysis skills.
• Ability to identify, quantify, and communicate key risks and mitigants.
• Strong negotiation and stakeholder engagement skills.
• Ability to collaborate effectively and contribute positively within a team environment.

You will have access to:

• Opportunities to network and collaborate
• Challenging Work
• Opportunities to innovate

We can be a match if you are:

• Always doing the right thing – Fight for ethical conduct and transparency, both inside and outside
• Curious – Believe in insight, creativity, and its power to unlock value
• Deeply Invested – Take initiative and be a leader in your own right
• Valuing differences – Be inclusive, gracious, decent, and humble
• Building Trust not Territory – Crete a culture of sharing
• Courageous – We’ve built a culture of bravery by speaking our minds and encouraging others to do the same

The company ONLY accept applications via their career portal. Interested candidates can apply via the link below:

Apply online via: FNB Career Portal

Closing Date: 17 April 2026