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Job Description:

Analyses credit data to estimate degree of risk in extending credit or lending money. Consults with management to assist in corporate planning

Are you someone who can:

• Achieve year on year Total Consumer Revenue Growth as per the Branch Financial Performance Report for your Customer Portfolio.
• Manage costs / expenses within approved budget to achieve cost efficiencies.
• Deliver exceptional Credit service that exceeds customers' expectations through proactive, innovative and appropriate solutions.
• Assist internal sales partners with credit decisions and application of the credit policy.
• Build and maintain relationships with internal business partners.
• Maintenance of expert knowledge on relevant legislative amendments, industry best practices and provision of proactive advice and solutions to relevant stakeholders.
• Responsible for maximising cross-sell opportunities through credit assessment and client portfolio analysis.
• Assist internal sales partners with credit decisions and application of the credit policy and build and maintain relationships with internal business partners.
• Ensure average approval turnaround time against target to ensure retention of clients.
• Analyse credit data to estimate degree of risk in extending credit or lending money by accessing credit applications.
• Comply with governance in terms of legislative and audit requirements.
• Responsible for the returns of daily stats.
• Manage personal development to increase own skills and competencies.

You will be an ideal candidate if you:

• Have relevant Bachelor of Commerce or Advanced Diploma in Credit
• Have 4 to 5 years’ relevant experience in a similar environment

You will have access to:

• Opportunities to network and collaborate
• Challenging Work
• Opportunities to innovate

We can be a match if you are:

• Always doing the right thing – Fight for ethical conduct and transparency, both inside and outside
• Curious – Believe in insight, creativity, and its power to unlock value
• Deeply Invested – Take initiative and be a leader in your own right
• Valuing differences – Be inclusive, gracious, decent, and humble
• Building Trust not Territory – Crete a culture of sharing
• Courageous – We’ve built a culture of bravery by speaking our minds and encouraging others to do the same

The company ONLY accept applications via their career portal. Interested candidates can apply via the link below:

Apply online via: FNB Career Portal

Closing Date: 11 December 2024