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Job Description:

To evaluate a portfolios risk, makes final credit decisions, interacts with other departments regarding credit strategy, manage, coach and mentor team

Are you someone who can:

To evaluate a portfolio’s risk, make final credit decisions, interact with other departments regarding credit strategy, manage, coach and mentor team.

• Drive an increase in average balance of assets as defined in the Financial Performance Report of the business.
• Reduce percentage of non-performing loans as a percentage of total performing book based on the business' performance.
• Reduce bad debts as a percentage of performing loans utilization based on effective lending principles applied during approval.
• Deliver exceptional credit service that exceeds customers' expectations through proactive, innovative, and appropriate solutions.
• Cultivate and manage objective working relationships with a variety of stakeholders, including end-users, SMEs, project managers, and senior staff members.
• Maintain expert knowledge on relevant legislative amendments, industry best practices, and provision of proactive advice and solutions to relevant stakeholders.
• Ensure average approval turnaround time against target to ensure retention of clients.
• Consistently focus on timely and quality credit approvals.
• Review and update Retail Credit Policy.
• Perform data analytics to identify and take action on emerging trends in the Advances book.

You will be an ideal candidate if you:

• Relevant Business or Commerce Degree
• 3-5 years relevant experience in a similar environment and/or management level
• Excellent analytical and communication skills
• Ability to build and maintain professional relationships with key stakeholders

You will have access to:

• Opportunities to network and collaborate with solutionists specialist teams.
• A challenging and evolving working environment.
• Opportunities to innovate and grow within the Banking ecosystem.

We can be a match if you are:

• Always doing the right thing – Fight for ethical conduct and transparency, both inside and outside
• Curious – Believe in insight, creativity, and its power to unlock value
• Deeply Invested – Take initiative and be a leader in your own right
• Valuing differences – Be inclusive, gracious, decent, and humble
• Building Trust not Territory – Crete a culture of sharing
• Courageous – We’ve built a culture of bravery by speaking our minds and encouraging others to do the same

The company ONLY accept applications via their career portal. Interested candidates can apply via the link below:

Apply online via: FNB Career Portal

Closing Date: 07 February 2025